SoFi Technologies Q3 earnings beat and raised long-term guidance

$SOFI +11% Following a Q3 earnings beat, raised 2026 guidance, and a 2027 outlook above Wall Street estimates. Management said its 2027 growth plans can be funded through existing capital and earnings, with "no additional capital raise assumed or needed." CEO Anthony Noto also set a target of reaching 100 million products by 2030, roughly 4x the current level, and said this could translate into a similar increase in earnings. The company also reported continued loan demand and member growth despite higher interest rates.